Tristar Underwriting payment options - We offer flexible finance facilities across our entire product range

Non-Recourse Premium Finance Facility from Premium Credit

We are now able to offer your clients a fully non-recourse finance facility across our product range. There is no minimum premium criteria and payments are by direct debit over 10 months.

The charges and interest charged by Premium Credit Limited are set out below:

Premium Credit Limited - Current Charges (NOTE: These will be charged over and above the total premium plus any additional fees charged by you)
Interest Charge For New Business, Mid Term Adjustments (MTAs) & Renewals		9.74%
Fixed Fee For Loans	Up To £1,000.00	£10.00
Fixed Fee For Loans	Between £1,000.00 & £5,000.00	£25.00
Fixed Fee For Loans	Over £5,000.00	£45.00
Mid Term Adjustment Fee		£45.00
Default Charge	(Per Default)	£125.00
Cancellation Charge		£45.00
Minimum Charge For Finance		£50.00

To apply to finance a bound policy please use the following designated email address accounts@tristarunderwriting.com providing the following information:

Tristar policy number
Account name
Account number
Sort code
Contact name
Contact address
Contact telephone number
Contact email address
Broker administration fee (if required) – to be added to the finance agreement

Debit Card / BACS

We are now able to offer your clients the ability to pay for their policies (including any additional administration fee you may wish to charge) by either Debit Card or BACs.

The following charges will apply to each transaction:
Debit Card - 0%
BACS - 0%

Tristar Bespoke
Select

This commercial combined product is designed to accept any combination of cover and we can consider all trades subject to underwriting with a maximum combined material damage and business interruption sum insured of GBP 5,000,000 any one location.

Liability cover is offered by Irwell Insurance Company Limited and in addition this product offers a unique complimentary SafeCheck heath and safety assessment to your client

Tristar Bespoke
Property Owner Occupied

This product is designed for larger and/or more complex residential and commercial let properties other than properties with a thatch exposure with a maximum combined buildings, loss of rent and landlords' contents sum insured of GBP 5,000,000 any one location

Tristar Bespoke
Property Owner Unoccupied

This product is designed for all types of commercial unoccupied properties other than unoccupied religious properties with a buildings sum insured up to GBP 5,000,000 any one location. We can consider properties that have been long term unoccupied and those under renovation and/or development.

Tristar Commerial

This product is designed for all types of commercial let properties or commercial properties which also have a residential aspect

We can consider all types of standard commercial let properties other than properties with a thatch exposure, nightclubs or a Grade I/A listing.

Tristar Residential

This product is designed for both residential, residential-let and residential unoccupied properties with a total sum not exceeding GBP5,000,000 including loss of rent

We can consider all types of residential occupied and unoccupied properties other than properties with a thatch exposure or a Grade I/A listing.

Tristar Leisure

This product is designed to cater for Restaurants, Hotels, Guest Houses, B&Bs, Cafés, Takeaways, Public Houses & Wine Bars

We can consider a maximum combined material damage and business interruption sum insured up to GBP 2,000,000 for any one location

Tristar Retailers’ Premier Package

This product is designed to cater for High Street Retailers, Offices and Salons.

All the trades listed on our extensive trade list are acceptable (see the dropdown within the Proposal Form for the full list)

Tristar Liability

A standalone product for a vastly expanded set of trades and businesses on Liability paper which benefits from the excellent security rating offered by Lloyd’s.

We can offer Public/Products’ Liability with limits up to £10 million, as well as the option to include USA exports cover.

Tristar Terrorism

Tristar Terrorism is underwritten by a UK based insurer, who are assigned an A (Excellent) financial strength rating from AM BEST and an A3 insurance financial strength rating from Moody.

With a Tristar registered agency you get access to Zorinn, our state of the art, easy to use trading platform. Securely hosted in Europe (128-bit bank level security) we can guarantee you access to the site and your policies 24/7, worldwide. And with a registered Zorinn agency you can add and manage as many users as you wish within your organisation.

Zorinn has been developed to be a full cycle trading platform, meaning you can do a quote, edit it, bind the risk and download the documents for onward transmission. You can MTA/Endorse the risk at any time, cancel it, or NTU it. The cycle is completed by automated renewals produced 1 month prior to renewal date.

Zorinn also offers a claim notification facility, and reconciliation of your monthly accounts. A payment gateway is also available at risk level should a client wish to pay by Debit Card. If you don't offer finance, we can offer the services of Premium Credit Limited's non recourse facility, subject to status. Access to this is via the payment gateway on the Zorinn platform.

APPLY FOR AN AGENCY