TriStar Retailers’ Premier Package
Industry leading rates now available with the Tristar Leisure package
Apply to access unrivalled package and property led insurance solutions
TriStar Retailers' Premier Package
Acceptable Trades
Retailers - all the trades listed on our extensive trade list are acceptable (see the dropdown within the Proposal Form for full list). Trades with target stock in excess of GBP 5,000 will require a minimum Audible Intruder Alarm. Trades with target stock in excess of GBP 15,000 will require a minimum Single Path Alarm System. Trades with target stock in excess of GBP 25,000 will require a minimum Dual Path System
Offices – all office trades
Salons – including beauty salons, tanning salons & hairdressers – Comprehensive list of Treatment Cover available
Non Acceptable Trades
The following trades are not acceptable on this scheme (but may be accommodated under our Shop & Office Package or Bespoke schemes):
Amusement Arcades; Antique Dealers, Betting Shops; Clothing Hire; Clubs; Fish & Chip Shops (these can be insured under our Leisure Package product); Garden Centres; Jewellers; Mobile Phone Shops; Pawnbrokers; Piercing Studios; Post Offices; Religious places of Worship; Second Hand Goods Shops; Shisha Bars; Taxi Ranks; Petrol Stations.
Treatment Cover
We are able to offer a comprehensive list of Treatment Cover (all treatments listed can be included).
Legal Expenses
Our policy automatically includes Legal Expenses cover with a limit of GBP 100,000
Limits
Maximum combined material damage and business interruption sum insured must not exceed GBP 5,000,000 any one location
Core Package Limits | |
Business Interruption | GBP 500,000 |
Glass | GBP unlimited |
Freezer Stock | GBP 2,000 |
Goods in Transit | GBP 5,000 |
Wines/Spirits/Tobacco | GBP 2,500 |
Money in Safe (during business hours) | GBP 5,000 |
Money in Safe (outside business hours) | GBP 5,000 |
All other Money | GBP 250 |
Public Liability | GBP 2,000,000 - option to increase to GBP 5,000,000 |
Products' Liability | GBP 2,000,000 –option to increase to GBP 5,000,000 |
Employers' Liability | GBP 10,000,000 |
Legal Expenses | GBP 100,000 |
Loss of Licence | GBP 100,000 |
Seasonal Stock Increases | 30% |
Excesses
All claims other than Subsidence, Business Interruption and Public Liability GBP 250; Subsidence GBP 1,000; Public Liability between GBP 500 and GBP 2,500 depending on nature of activities.
Core package limits can be increased subject to underwriting
The complete range of Tristar products offers a unique opportunity for you and your clients |
TriStar Terrorism |
TriStar Retailers' Premier Package |
TriStar Bespoke |
TriStar Commercial |
TriStar Residential |
TriStar Leisure |
TriStar Shop & Office |
Our unique and dynamic new trading platform puts YOU in charge of your partnership with US... |
Total control of your agency activity • Set up a non-recourse Premium Credit agreement • Endorse any risk at any time |